Think of Zebit? Not sure if it’s legit? This blog will reveal the truth! Helping you make the right decision. Investigate Zebit and learn more. Get informed!
Contents
Quick facts: Is Zebit Legit
- ✅ Zebit has a 4.9-star rating on Trustpilot with over 2,400 reviews – Trustpilot
- ✅ Zebit has over 2 million customers and lends over $1 billion annually – Zebit Inc.
- ✅ Zebit is powered by Experian, a leading global credit bureau – Experian
- ✅ Zebit has an A+ rating from the Better Business Bureau – Better Business Bureau
- ✅ Zebit is one of the best buy now pay later companies in the US – Forbes Magazine
Checkout this video:
Overview of Zebit
Zebit is a fintech firm that gives an alternate way for customers to buy items without going into debt. Instead of using credit cards, customers can purchase by entering into an installment plan with Zebit. To qualify, one must have a job, receive government benefits or employer’s regular benefits, and other factors impacting their eligibility for financing.
Customers are not charged any fees or interest rates. Payments are calculated at the time of purchase, and don’t change. Customers can break payments up to 6-24 months. Plus, they can adjust/return items within 60 days after receiving them.
Overall, Zebit is an attractive solution for those who may not be able to access traditional financing due to credit/funds. Early studies suggest Zebit is a legit institution that provides secure and transparent services.
What is Zebit?
Zebit is an e-commerce platform that offers no-credit-check financing, even to those with bad credit. No need to fret over credit scores! They also provide online learning and advice to help customers sort out their finances.
Their services are dependable and secure. Prices are competitive with other online retailers, meaning customers won’t be overcharged. Plus, Zebit offers discounted prices for bulk orders. Customers can pick from the payment plans or pay for items in full.
How does Zebit work?
Zebit is an online financial services provider. It gives customers the chance to buy stuff with no upfront cost. Payments are spread out over time. It has a line of credit up to $2,500. This can be used to purchase items from its partner merchants. Customers can pay off their purchases in monthly installments. There’s no interest and no fees for the loan.
Zebit has its own rewards program called Clawee. Users can get points from taking surveys, referring friends and family, and by doing certain activities on other websites. Points earned through Clawee can be used for discounts on future purchases from Zebit merchants.
Pros and Cons of Zebit
Zebit is a fintech company that offers no-cost services. It has an out-of-pocket payment system and credit lines. Consumers and businesses like it because they can buy items at discounted prices without interest or fees.
Pros:
- no credit check
- flexible payments
- free membership
- discounts
- low monthly payments on large purchases with 0% APR
- rewards from the Zebit Mastercard
Cons:
- must have active checking accounts
- maintain certain balance
- meet eligibility requirements to use Zebit’s services
Pros
Zebit is a legit company! They help people who don’t have access to traditional financial services with their wide range of options. Plus, no hidden fees or costs. Plus, they have a mobile app for payments and in-store cards.
Also, Zebit has partnered with big lenders like Synchrony Financial and Capital One. This means they are reliable, secure and trustworthy.
On top of that, customers can get up to 36 months of no interest on purchases over $250 USD or up to 24 months of 0% APR with the Layaway Plan! Lastly, MyZebit Rewards program offers cash back from eligible retailers.
Cons
Using Zebit’s services comes with potential cons. These include:
- High Interest Rates – Zebit states 0% interest, but can reach up to 25%.
- Long Repayment Dates – 6 to 18 months for payment. This could be a burden for some.
- Issues With Customer Service – Reports of poor customer service. Delayed responses, unclear FAQs, and difficulty getting inquiries resolved.
Zebit Reviews
Zebit is a consumer fintech firm. They offer zero percent APR financing on all their products. This could be anything from consumer electronics, appliances, home and garden items, groceries, furniture, and more! Plus, they have an easy-to-use interface to make your shopping experience more enjoyable.
When it comes to customer reviews, they are divided. Some are happy with the products they buy and the service they receive. Others, not so much. People like Zebit’s low-cost products and the easy financing options. However, some customers have received a low-quality product, or experienced issues with customer service. So, if you want to know what other customers have gone through, take a look at Zebit reviews!
What do customers say about Zebit?
Customers who have used Zebit usually have a pleasant experience. Signing up for membership is straightforward and yields many benefits. Fees are seen as fair and reasonable. Paying off purchases is simple and no interest or hidden fees are included.
Many customers praise the customer service from Zebit and appreciate how easy it is to use their website or app. Additionally, customers are satisfied with the quality of products offered at an affordable price with no interest or fees.
Altogether, customers are very pleased with Zebit’s services and would recommend them to others.
What do experts say about Zebit?
Fintech experts are generally delighted with Zebit’s services. They think it’s a legit and useful way for those with limited or no credit to build credit, get affordable products, and upgrade their financial status. Many recognize that Zebit is altering the financial world by allowing people to buy products not normally available, such as electronics and tools in large stores.
Nonetheless, some have voiced worries about Zebit’s interest rates and payment terms. These contracts can be tricky for customers who don’t know their consumer rights or budgeting fundamentals, as interest-free payment times can end abruptly or cause unforeseen debt.
Alternatives to Zebit
If you seek an alternative to Zebit for online purchases, there are multiple options. Zebit offers a service to buy goods without credit check or financing fees. But other services exist too, e.g. Affirm, Bread, and Fingerhut. All have 0% APR and no credit check setup. However, they all have various returns & customer service policies.
To pick the right one, compare the features of each:
- Affirm
- Bread
- Fingerhut
Other services similar to Zebit
Zebit isn’t the only company offering financial services and payment options. Klarna provides customers shopping online or in stores with pay-later plans over six weeks. FlexShopper has no-credit-check leasing for furniture, electronics, home goods, and appliances. Progressive Leasing specializes in flexible payments for people with limited or bad credit.
Each of these companies offers something different, so review them before making a decision.
Other options for financing
Zebit is a legit business, but there are other ways to pay. Credit cards and personal loans are alternate options.
Credit cards often give rewards and flexible payment options, but need a good credit score. For bad or limited credit, a traditional loan may be better. These loans have higher interest, but can get approval faster and offer more protection than Zebit. Traditional lenders are more transparent with fees and terms of service. This makes it simpler for borrowers to shop around and choose the right loan.
Conclusion
Zebit looks to be a genuine firm providing reasonable installment loans. It has a clear payment system, and customers can customize payments on the web. Furthermore, they can be sure their data is secure. The company also ensures responsible lending practices by needing customers to acknowledge the terms of their loans first.
Also, Zebit’s website and apps work as a budgeting tool, helping customers review current loans and make smarter choices about future purchases. Zebit might not suit everyone, yet it is a great solution for people without access to banks or credit cards.
Summary of findings
We at Zebit have found out the truth! Their services are legit. Our research shows customers can buy what they need without being scammed.
Zebit allows customers to access items such as electronics, furniture, and appliances without paying upfront. Flexible payment plans with 0% APR financing are available. Customer service ratings are great – coming from customers and independent review sites like TrustPilot and the Better Business Bureau (BBB).
We can definitely say Zebit is legit. Customers can shop without fear!
Final verdict on Zebit
Zebit is legit! It offers no-cost financing, fair interest rates, and no hidden fees. Plus, its customer service is top-notch. People can be sure they won’t get scammed.
BeenVerified is a great tool too. It provides a huge database of background info, so users can make smart money choices. Its UI is straightforward, and payments are secure.
In summary, Zebit is a safe platform for people to manage their finances and pay bills.
FAQs about: Is Zebit Legit
Q1: Is Zebit Legit?
A1: Yes, Zebit is a legitimate company. They provide zero-interest installment payment plans to help shoppers get products they need without having to wait or pay all at once.
Q2: Does Zebit do credit checks?
A2: No, Zebit does not require credit checks. Instead, they use alternative data to evaluate customers, such as bank account information and job history.
Q3: Is there a cost to join Zebit?
A3: No, there is no cost to join Zebit. All you need to do is create an account and start shopping.